March 2017

March was an exciting month despite only getting 3 dividend payments since I sold STAG last month which was one of my monthly dividend payers. I have been told March, June, September, and December are the lowest payout months. This is something to keep in mind when I start relying more on my dividend payouts in the coming years.

So what made March exciting was that back in late February the company that I bank and have my 401k with, Fidelity, lowered their commission fees from $7.95 to 4.95 for US stock and options trade. This is one of the lowest around that I have seen except for the broker I was using, Motif Investing, which had to same fee. Even though moving my stocks from Motif to Fidelity cost me $105 in fees ($65 from Motif and $50 Fidelity) I believe this move is highly beneficial in the long run primarily having quick access to my funds. No more waiting 2-3 business days for my funds to transfer from Motif to Fidelity. I have instant access to my dividend payout once they are added to my brokerage account. The same goes if I need to sell stock in an emergency, I do not have to wait 2-3 days for it transfer from Motif to have access to it.

I added $685.00 to my account which allowed me to buy 40 shares of CIM at $19.09 PPS which cost me $768.55 after fees. The dividends from this purchase is $80.00 which brings my yearly dividend to $895.74 and increases my dividend yield to 8.99%. The dividend payout for this month was $16.13. Nowhere close to January’s payout or even February’s but it was an increase of 67.85% over last March’s payout so thatis always a plus. This brings my dividend payout for the year to $187.9.

Stock # Of Shares Avg Share Price Total Cost Forward Dividend
Sold:
Bought:
CIM 40 $19.09 $763.60 $80.00
Stock Dividend Payout
MAIN $4.63
CLDT $5.50
APLE $6.00
Total $16.13

March 2017

Happy trading and see you in retirement!

February 2017

February was an unusual month. I say this because this is the first time since I started dividend investing that I actually did not invest any money into my portfolio. This was a good thing  in my mind because it allowed to look at my portfolio and see what stocks I can sale to get a better investment for my money. The one stock that stood out was Stag Industrial Inc (STAG) not for its dividend of 5.40% but the fact that the stock PPS rose by 34.58% from the avg of $17.76 that I purchased it at. I felt that it would be best for me to sell while the price was high and buy more of lower PPS stock that had the same or better dividend yield.

I was able to sell 40 shares of STAG at $23.90 PPS for a total of $951.02 after fees. I used this cash plus cash I had in my account to buy 60 more shares of DLNG at $16.17 PPS for $970.2. Forward divided from this purchase is $101.40 which increased my yearly forward dividend by $45.40 (subtracting the $56.00 I lost from selling STAG) bringing my total to $815.74. This brings my dividend yield to 8.86%. Not bad if you ask me.

Speaking of dividends, this month dividends came to $55.50. Which is dwarfed by January’s dividend of $116.27 but it is a 480% increase from the dividends from February 2016 but again that was the first month I received dividends from my investments. I expect to have some nice increases this year but I do not expect that to continue going in 2018. So far this year’s dividend has come to $171.77 which is already 42.65% of what I received in 2016. At this rate I should pass last year’s dividend in May or June.

Stock # Of Shares Avg Share Price Total Cost Forward Dividend
Sold:
STAG 40 $23.90 951.02
Bought:
DLNG 60 $16.17 $970.2 $101.40
Stock Dividend Payout
MAIN $4.63
CLDT $5.50
OHI $21.70
STAG $4.67
APLE $6.00
KNOP $13.00
Total $55.50

february-2017

Happy trading and see you in retirement!

January 2017

Whelp, January came and went and at the end of the month I was highly surprised by amount of this month’s payout. I was expecting to get only $90.92 but because DLNG moved its payout date I received $116.27. Looking back at what I received in January 2016, this was an increase of $116.27 because January of last year was my first month of dividend investing thus I had no payouts for that month. I also bought 25 shares of KNOP at $22.15 costing $553.75. Currently, KNOP has a quarterly dividend of 2.08 which gives me a forward dividend of $52.00 bringing my total forward dividend of $770.34. 

 

Stock # Of Shares Avg Share Price Total Cost Forward Dividend
KNOP 25 $22.15 $553.75 $52.00

 

Stock Dividend Payout
BXMT $11.16
CSAL $24.00
MAIN $4.63
APLE 6.00
STAG $4.63
DLNG $25.35
CLDT $24.00
CIM $35.00
Total $116.27

 

january-2017

Happy trading and see you in retirement!

Quick review of 2016

I was going to write a long blog post about how last year went for me but instead I am going to keep it short and sweet. My dividend total for 2016 came to $417.12  while my expected forward yearly dividend total is $716.94. My cost basis for 2016 was $8,378.54 which brings my dividend yield to 8.557%  My stock portfolio had a value of $9,091.38 on January 1st. Of course as a dividend investor I am less concern of the rise and fall of stock prices and more concerned about the cash flow and progress of a company which influences their dividend payout and if I am going to invest in them or not. My goal for 2017 is to invest between $7,000-7,500 but right now a lot of stocks are at their 52 week high thanks to the stock market rally that followed the US election. I plan to wait for the right opportunity to buy stocks which means my forward dividend might not reach as high as I would like but my goal is to at least get to $1,000.

Here is my 2016 dividend monthly payout. As you can see my monthly payout grew nicely as the year went on. I would like to see most of my payouts hit between $50 and $100 a month by the end of 2017. We shall see.

2016-dividends

July’s Dividends

This month I saw a payout of $64.74 in dividends. This is the biggest payout so far this year which dwarfed last month’s payout by 63%. The main reason for this was because of CSAL stock in which I bought 60 shares of back in May. As you might have also noticed I decided to show my dividend payouts from my ROTH IRA account that I opened back in January.

Taxable Individual Account

Stock Dividend Payout
MAIN $7.20
CLDT $2.20
BRG $3.87
STAG $5.79
APLE $6.00
CSAL $24.00
DLNG $12.68
Total $$64.74

Roth IRA

Stock Dividend Payout
STAG $.58
BRG $2.42
Total $3.00

July 2016 Dividends

 

Happy trading and see you in retirement!

July’s Stock Purchases and Sales

Another month down and another month I decided to sell shares in another company I bought. This time I sold all my shares in BRG mainly because I wanted to buy shares in CLDT before the PPS got to high. I plan on buying BRG in the near future because I think it has a lot of potential especially with dividend growth!

After this month’s sells and purchases my current cost expense is now $6,213.79 and my forward yearly dividend is now $491.00 which gives me an monthly average of $40.92. This brings my dividend yield to 7.90%.

Stock # Of Shares Avg Share Price Total Cost Forward Dividend
Sold:
BRG 40 $12.40 $491.05 -$46.40
Bought:
CLDT 30 $23.06 $691.70 $39.60
OHI 8 $34.28 $274.24 $19.20

Happy investment and I will see you in retirement.

June’s Dividends

This was another month in which I saw a decent size dividend payout thanks in part to MAIN’s bi-annual special dividend. At the rate I am going I should see $50 within the next month or two and hopefully $75 by the end of the year.

Stock Dividend Payout
BRG $3.87
APLE $2.00
MAIN $7.20
STAG $4.63
CLDT $2.20
FTR $6.30
MAIN Special Dividend $11.00
Total $37.20

June 2016 Dividends

 

Happy trading and see you in retirement!