1st quarter of 2019

First quarter of 2019 is over. With the help of cash deposits, capital growth, and dividend reinvestment my portfolio grew. The real question though is by how much and should I continue what I am doing?

Here is a breakdown of this quarter’s growth and where it came from:

As you can see my portfolio grew by $3,147.86 in the first quarter. While 52% of this came from cash deposit the remain came from capital growth and dividends which came to $1502.86. If you compare this to Q1 2018 in which I made $410.99 in dividends but had a negative cap growth of a few hundred dollars, you can see that I saw at least an increase of $1091.87 YoY.

Another thing I said I was going to do was rebalance my portfolio every quarter. The main reason for this is to keep a 25/75 balance between bonds and stocks but to also take advantage of any growth I saw the previous quarter.

Portfolio at the end of 1st Quarter
Portfolio at the beginning of 2nd Quarter

As you can see I switched out a few ETFs and Mutual funds and changed my portfolio weight so that bonds have a 30% weight while stocks have a 70% weight. I gave bonds a 5% more weight going into the 2nd quarter because of rocky economy news I have seen both domestic and foreign. Depending on how the 2nd quarter goes I will either add more weight to bonds or go back to a 25/75 ratio.

Overall I like trading/owning ETFs and Mutual funds even though they come with fees. With REITs I was trading the last few years, I had to keep an eye on them regular for wild price swings, making sure the the areas the REITS covered were doing well, and constantly read up on the dozen or so stocks I owned to make sure they were doing well financially. With ETFs and Mutual funds you can buy them and forget about them for the most part. This allowed me to not have to check my portfolio as often and take care of other things.

Well, April is half way done and it is about time it started to look like Spring. I will talk to everybody in a few weeks when I post April’s review. Until then, happy trading and I will see everybody in retirement.

Advertisements

March 2019

NOTE: A more detail breakdown of the 1st quarter will be posted this weekend.

This month’s dividends & interest: $70.84
Year to date dividend & interest: $177.00
March 2018 vs March 2019: +$.04/+.06%
Forward annual dividend: $1,419.16
Portfolio’s value: $21,644.35 (+943.36/+4.56% from last month)

Stock# Of SharesAvg Share PriceTotalForward Dividend
IEMG38.0051.73$1965.71($49.40)(SOLD)
USHY55.00$48.075$2644.10$160.71
TOTAL$111.31
StockDividend
USIG$4.24
IUSB$3.40
SHYG$5.04
SPHIX$2.89
FADMX$2.31
FREL$17.29
REM$35.42
Interest$0.25
TOTAL$70.84

Happy trading and see everybody in retirement!

February 2019

February was a reminder of why I switch from a 100% stock portfolio to a bond/stock portfolio primarily in ETFs and Mutual Funds. I sold all my shares of UNIT for a lost of almost 50% thanks to a settlement that didn’t go in favor of its parent company. With that proceeds I bought ~23 shares of FSMEX and I added $525.00 into my portfolio and bought 13 more shares of EPP. Other than the craziness from UNIT, I received $99.50 in dividends and at the end of the month my portfolio’s value only dropped by $150.00.

This month’s dividends: $99.50
Year to date dividend payments: $99.50
February 2018 vs February 2019: -$41.09 / -29.23%
Q1 2018 vs Q1 2019: –
Forward annual dividend: $1,237.39
Portfolio’s value: $20,700.99 (-$150.00/-0.719%)

Stock# Of SharesAvg Share PriceTotalForward Dividend
UNIT110$10.85$1188.53($264.00)(SOLD)
FSMEX22.45$52.92$1188.00$79.24
EPP13$44.09$573.17$26.13
$572.64($158.63)
StockDividend
USIG$4.19
IUSB$3.44
SHYG$5.34
SPHIX$2.55
FADMX$2.04
SUN$82.55
TOTAL$99.50

Happy trading and see everybody in retirement!

January 2019

First month of the new year is over with. It was a quiet month. I bought 12 shares of EPP for and received no dividends for January. Dividends should pick back up in February.

Year to date dividend payments: $0.00
2018 Dividend payments: $1,966.94
Month over Month: –
Quarter over Quarter: –
Forward annual dividend: $1,396.02

Stock# Of SharesAvg Share PriceTotalForward Dividend
EPP12$42.41$508.92$24.11

A look back at 2018 and a look forward to 2019.

It is that time of the year again where we look back at the past year and reflect on the good times and the bad times. 2018 overall was a good year. I didn’t get hospitalized, I finally finished a degree, and I was able to grow my investment portfolio. There were some bad and I will talk about them shortly. First here is how more portfolio performed and grew over 2018.

2018 start$13,779.57
Addition$6,570.40
Dividend$1,966.94
2018 Finish$19,221.49
Gain$5,441.92

As you can see my portfolio grew from $13,779.57 to $19,221.49 thanks to $6570.40 in funds being added and earning $1,966.94 in dividends. Wait though, if you add up $13,779.57, $6570.40, and $1,966.94 you get $22,316.91 and not 19221.49! So what happened well, we all know what happened. During the 4th quarter we saw a huge drop in stock prices. While I had an exit plan and waited to see if stocks would recover I lost
over $3000.00 Once I sold all my shares and paid fees my lost came to $3095.42. I do not regret this action looking back even though stocks have rebounded in the last few weeks of January, as an investor I have to think about now not what or could happen in the future.

I do not blame how my portfolio was constructed. I know it was very aggressive portfolio and I knew it would have huge swings in prices. The problem with this I didn’t want to have to watch my portfolio every day to see if I need to sell or if it was a great time to buy. This lead me to wanted to create a portfolio that was still aggressive but there was more order to the chaos. So after a few weeks of looking at stocks, mutual funds, and ETFs I have created a portfolio that is 25% bonds, and 75% stocks. As you can see most of my bonds concentrate on US companies with some coming from foreign. With my stock I chose to have 15% of my holdings be made up of foreign stocks while 60% is made up of US stocks. I thought it was a good idea to make sure my holdings was well balanced across all markets.

I have 2 stocks, UNIT and SUN, and a mix of ETFs and Mutual Funds. While the ETFs have a very low fee the Mutual Funds fees are pretty high so I will keep an eye on them to how much they eat into my dividend throughout the year. My current dividend yield is not as aggressive as my 100% stock portfolio which was mainly concentrated on REITS that had high yield. As of this written my yield is 7.17% compared to 10.92% of my old portfolio. I am hoping I make up the difference by investing in capital growth ETFs/Mutual Funds. Here you can see my current projected monthly dividend payments for 2019 and compared to 2018.

So for 2019 my plan is to invest in at least $6000. I plan on buying at least one more foreign ETF to have coverage in all emerging and developed markets. Continue to buy shares of the current funds and stocks I own and at the end of every quarter I will rebalance my portfolio to make sure it keeps to the 25/75 ratio I have. Every 6 months I will look to see if I need sell any under performing holdings and pick up new ones. Of course if we go through a recession I will switch to a more conservative portfolio to ride out the recession.

As always, Happy dividend investing and see everybody in retirement!

December 2018

Year to date dividend payments: $1,985.73
2018 Dividend payments: $1,121.96
Increase of $844.98 or a 75.31% year over year.
Forward annual dividend: –

A lot has happened this year especially in December and in 2018. I plan to go over 2018 and what my plans are going forward in a future blog post. I think most people will be shocked. I should have the blog post up in the next day or two.

StockDividend Payout
GLAD$7.40
AGNC$9.00
TPVG$36.00
CTL$54.00
Total$106.40
december 2018

As always, Happy dividend investing and see everybody in retirement!

November 2018

Year to date dividend payout: $1,860.54
Forward annual dividend: $2,246.74

Stock # Of Shares Avg Share Price Total Forward Dividend
Sold:
AGNC 50 $17.29 $859.55 -$108.00
Bought:
KNOP 25 $20.36 $513.95 $52.00
TPVG 25 $12.42 $315.45 $36.00
Total $88.00
Stock Dividend Payout
HTGC $33.00
GLAD $7.34 or 0.855 shares
AGNC $18.00
KNOP $39.00
SUN $82.50
Total $179.84

November 2018

As always, Happy dividend investing and see everybody in retirement!

October 2018

Year to date dividend payout: $1,680.70
Forward annual dividend: $2,266.74

Stock # Of Shares Avg Share Price Total Forward Dividend
Bought:
HTGC 25 $12.90 $327.45  $31.00
KNOP 20 $31.35 $431.95  $41.60
TPVG 25 $12.55 $318.70  $36.00
Total: $108.60
Stock Dividend Payout
CIM $75.00
GLAD $7.28
NRZ $75.00
TWO $31.16
AGNC $18.00
UNIT $60.00
Total $266.44

October 2018

As always, Happy dividend investing and see everybody in retirement!

September 2018

The 3rd quarter is over and now starts my favorite time of the year, Fall. In September I added $650.00 to my portfolio which I used to buy 25 shares of CIM at $19.05 a share for a total of $481.20 after fees. This added $50.00 to my forward dividend and brought my yearly divided to $2156.12.

My dividends for September came out to $97.23. This was an increase of $83.68 or 617.56% over September of 2017 but only an increase of $8.96 or 10.15% over June of 2018.  My running total for the year is now $1,414.26. With only 3 months left of the year I do not think I am going to hit my target of $1950.00 but fingers crossed.

Stock # Of Shares Avg Share Price Total Forward Dividend
Bought:
CIM 25 $19.05 $481.20  $50.00
Stock Dividend Payout
GLAD $7.23 or .754 shares
AGNC $18.00
TPVG $18.00
CTL $54.00
Total $97.23

September 2018

As always, Happy dividend investing and see everybody in retirement!

August 2018

August is done which means my favorite time of the year has arrived, Fall. I hope everybody had a great summer and their portfolios are working hard for them? I added $650.00 to my portfolio which I used to buy 20 shares of AGNC for $19.00 a share for a total of $384.95 after fees. This added $43.20 to my forward dividend and brought my yearly divided to $2106.12.

My dividends for August came out to $155.93. This was an increase of $91.38 or 141.56% over August of 2017 and an increase of $28.48 or 22.35% over May of 2018.  My running total for the year is now $1,317.03. With 4 more months left in the year I feel like I might be able to hit $2000. Fingers crossed. As the say, slow and steady wins the race.

Stock # Of Shares Avg Share Price Total Forward Dividend
Bought:
AGNC 20 $19.00 $384.95  $43.20
Stock Dividend Payout
HTGC $23.25
GLAD $7.18 or .736 shares
AGNC $14.40
KNOP $28.60
SUN $82.50
Total $155.93

August 2018

As always, Happy dividend investing and see everybody in retirement!