January 2019

First month of the new year is over with. It was a quiet month. I bought 12 shares of EPP for and received no dividends for January. Dividends should pick back up in February.

Year to date dividend payments: $0.00
2018 Dividend payments: $1,966.94
Month over Month: –
Quarter over Quarter: –
Forward annual dividend: $1,396.02

Stock# Of SharesAvg Share PriceTotalForward Dividend
EPP12$42.41$508.92$24.11
<table class="wp-block-table
Stock# Of SharesAvg Share PriceTotalForward Dividend
Bought:
KNOP25$20.36$513.95$52.00
Total$88.00
/wp:html”>StockDividend PayoutTotal$0.00

As always, Happy dividend investing and see everybody in retirement!

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A look back at 2018 and a look forward to 2019.

It is that time of the year again where we look back at the past year and reflect on the good times and the bad times. 2018 overall was a good year. I didn’t get hospitalized, I finally finished a degree, and I was able to grow my investment portfolio. There were some bad and I will talk about them shortly. First here is how more portfolio performed and grew over 2018.

2018 start$13,779.57
Addition$6,570.40
Dividend$1,966.94
2018 Finish$19,221.49
Gain$5,441.92

As you can see my portfolio grew from $13,779.57 to $19,221.49 thanks to $6570.40 in funds being added and earning $1,966.94 in dividends. Wait though, if you add up $13,779.57, $6570.40, and $1,966.94 you get $22,316.91 and not 19221.49! So what happened well, we all know what happened. During the 4th quarter we saw a huge drop in stock prices. While I had an exit plan and waited to see if stocks would recover I lost
over $3000.00 Once I sold all my shares and paid fees my lost came to $3095.42. I do not regret this action looking back even though stocks have rebounded in the last few weeks of January, as an investor I have to think about now not what or could happen in the future.

I do not blame how my portfolio was constructed. I know it was very aggressive portfolio and I knew it would have huge swings in prices. The problem with this I didn’t want to have to watch my portfolio every day to see if I need to sell or if it was a great time to buy. This lead me to wanted to create a portfolio that was still aggressive but there was more order to the chaos. So after a few weeks of looking at stocks, mutual funds, and ETFs I have created a portfolio that is 25% bonds, and 75% stocks. As you can see most of my bonds concentrate on US companies with some coming from foreign. With my stock I chose to have 15% of my holdings be made up of foreign stocks while 60% is made up of US stocks. I thought it was a good idea to make sure my holdings was well balanced across all markets.

I have 2 stocks, UNIT and SUN, and a mix of ETFs and Mutual Funds. While the ETFs have a very low fee the Mutual Funds fees are pretty high so I will keep an eye on them to how much they eat into my dividend throughout the year. My current dividend yield is not as aggressive as my 100% stock portfolio which was mainly concentrated on REITS that had high yield. As of this written my yield is 7.17% compared to 10.92% of my old portfolio. I am hoping I make up the difference by investing in capital growth ETFs/Mutual Funds. Here you can see my current projected monthly dividend payments for 2019 and compared to 2018.

So for 2019 my plan is to invest in at least $6000. I plan on buying at least one more foreign ETF to have coverage in all emerging and developed markets. Continue to buy shares of the current funds and stocks I own and at the end of every quarter I will rebalance my portfolio to make sure it keeps to the 25/75 ratio I have. Every 6 months I will look to see if I need sell any under performing holdings and pick up new ones. Of course if we go through a recession I will switch to a more conservative portfolio to ride out the recession.

As always, Happy dividend investing and see everybody in retirement!

December 2018

Year to date dividend payments: $1,985.73
2018 Dividend payments: $1,121.96
Increase of $844.98 or a 75.31% year over year.
Forward annual dividend: –

A lot has happened this year especially in December and in 2018. I plan to go over 2018 and what my plans are going forward in a future blog post. I think most people will be shocked. I should have the blog post up in the next day or two.

StockDividend Payout
GLAD$7.40
AGNC$9.00
TPVG$36.00
CTL$54.00
Total$106.40
december 2018

As always, Happy dividend investing and see everybody in retirement!

November 2018

Year to date dividend payout: $1,860.54
Forward annual dividend: $2,246.74

Stock # Of Shares Avg Share Price Total Forward Dividend
Sold:
AGNC 50 $17.29 $859.55 -$108.00
Bought:
KNOP 25 $20.36 $513.95 $52.00
TPVG 25 $12.42 $315.45 $36.00
Total $88.00
Stock Dividend Payout
HTGC $33.00
GLAD $7.34 or 0.855 shares
AGNC $18.00
KNOP $39.00
SUN $82.50
Total $179.84

November 2018

As always, Happy dividend investing and see everybody in retirement!

October 2018

Year to date dividend payout: $1,680.70
Forward annual dividend: $2,266.74

Stock # Of Shares Avg Share Price Total Forward Dividend
Bought:
HTGC 25 $12.90 $327.45  $31.00
KNOP 20 $31.35 $431.95  $41.60
TPVG 25 $12.55 $318.70  $36.00
Total: $108.60
Stock Dividend Payout
CIM $75.00
GLAD $7.28
NRZ $75.00
TWO $31.16
AGNC $18.00
UNIT $60.00
Total $266.44

October 2018

As always, Happy dividend investing and see everybody in retirement!

September 2018

The 3rd quarter is over and now starts my favorite time of the year, Fall. In September I added $650.00 to my portfolio which I used to buy 25 shares of CIM at $19.05 a share for a total of $481.20 after fees. This added $50.00 to my forward dividend and brought my yearly divided to $2156.12.

My dividends for September came out to $97.23. This was an increase of $83.68 or 617.56% over September of 2017 but only an increase of $8.96 or 10.15% over June of 2018.  My running total for the year is now $1,414.26. With only 3 months left of the year I do not think I am going to hit my target of $1950.00 but fingers crossed.

Stock # Of Shares Avg Share Price Total Forward Dividend
Bought:
CIM 25 $19.05 $481.20  $50.00
Stock Dividend Payout
GLAD $7.23 or .754 shares
AGNC $18.00
TPVG $18.00
CTL $54.00
Total $97.23

September 2018

As always, Happy dividend investing and see everybody in retirement!

August 2018

August is done which means my favorite time of the year has arrived, Fall. I hope everybody had a great summer and their portfolios are working hard for them? I added $650.00 to my portfolio which I used to buy 20 shares of AGNC for $19.00 a share for a total of $384.95 after fees. This added $43.20 to my forward dividend and brought my yearly divided to $2106.12.

My dividends for August came out to $155.93. This was an increase of $91.38 or 141.56% over August of 2017 and an increase of $28.48 or 22.35% over May of 2018.  My running total for the year is now $1,317.03. With 4 more months left in the year I feel like I might be able to hit $2000. Fingers crossed. As the say, slow and steady wins the race.

Stock # Of Shares Avg Share Price Total Forward Dividend
Bought:
AGNC 20 $19.00 $384.95  $43.20
Stock Dividend Payout
HTGC $23.25
GLAD $7.18 or .736 shares
AGNC $14.40
KNOP $28.60
SUN $82.50
Total $155.93

August 2018

As always, Happy dividend investing and see everybody in retirement!

July 2018

Hello to all. I hope everybody had a great 4th of July and a wonderful month. July was a great month for many reasons. For one the weather has been cool thanks to a lot of raining/cloudy days which allowed me to get out and do things like bike ride and go on day trips with friends. My portfolio also had a great month because it grew by almost $1000.00 and saw a new monthly record of $281.86 in dividends. So I bought only one stock this month and that was HTGC. I bought 75 shares at an average price of $13.10 a share for a total of $987.45 after fees. This purchased increased my forward dividend by $93.00 which brought my yearly dividend to $2062.30. 

I am excited to announce a new monthly record of $281.86. This beats the previous record by $27.34. This was an increase of $29.33 or 11.61% over April and an increase of $88.43 or 45.72% over July of 2017.  It is only a matter of time before I pass $300 a month and than $400 a month. My running dividend payments so far for 2018 come to $1,161.10. Seven months into the year and I have surpass my 2017 dividend payments by almost $40.  

Stock # Of Shares Avg Share Price Total Forward Dividend
Bought:
HTGC 75 $13.10 $987.45  $93.00
Stock Dividend Payout
CIM $62.50
GLAD $7.12
NRZ $75.00
TWO $62.84
AGNC $14.40
UNIT $60.00
Total $281.86

July 2018

As always, Happy dividend investing and see everybody in retirement!

Mid-year 2018

The Good

  • For the first six months I have added $4,225.57 or about 47% of the $9000 I wanted to add to my portfolio this year.
  • Currently the value of my portfolio stands at $18,296.87. I have eleven different stocks and 1,036.74 shares. Current yield is 11.27%
  • During the first 6 months of the year I have collected $879.24 in dividends. This is ~44% of my goal for 2018 of reaching $2,000.  
  • My Portfolio is made up of 5 different sectors with 45% of it in REITs.

The Bad

  • I sold all my shares of CJREF and OHI because the companies either reduced or cancelled their dividends. This is the risk I take with buying high yield stocks.
  • For OHI I lost around $300 and for CJREF I lost around $635 for a total of around $935. This is a large chunk of money and would have been much less if I had stop losses in place.
  • My portfolio for most of the year has been red which comes from the volatility of the stocks I own and only became green for selling stocks at a loss.

The 2nd Half of 2018

Overall my portfolio is growing and I am happy with it. I believe if I keep to the pace of the 1st half of the year I should meet my goal of adding $9000 to my portfolio or come very close.  I will be looking to diverse my portfolio a little bit more during the 2nd half by maybe buying a consumer product like either AT&T or Coca-Cola. We shall see, worse case I will buy them next year when I plan on buying a few more stable stocks. While I have made $879.24 so far in dividends it might be hard for me to get to $2,000 especially I after I had to sell some stock which affected my dividend income a little. While overall I still plan to hit $2500 for my forward dividend, it will be tough to receive $2000 this year so I am going to reduce this to $1900. I yet to have learn my lesson on not having stop losses and selling shares for a profit. UNIT is a great example of this. At one point I was up about $250.00 and as of the close of Friday (7/20) I am down $273.58. This is more than a $500 price swing. I am going to look into setting up exit plans for my stock so that I can at least try to buy back some stock for cheaper. I hope everybody had a great first half of the year and look forward to seeing how everybody does the second half.

June 2018

Hello all, I hope everybody had a great June. For me it had its positives and negatives. I have been buying and holding on to CJREF shares for a few quarters in hopes that the company would turn things around but unfortunately during its last earnings report management announced that they will be cutting dividends and going from a monthly payment to a quarterly. This was my cue to sell my shares of CJREF. I sold 150 shares for $600.56 after fees. I lost $589.86 after deducting dividends that I have received from CJREF. This reduced my forward dividend by $127.80. I used these funds and other free funds to buy 80 shares of AGNC for $1,552.70 after fees. This increased my forward dividend by $172.80 which gave me a net gain of $45.00 which brings my yearly dividend to $1,968.66. This months dividends came to $88.27. This was a 25.12% increase from March 2018 and a 99.8% increase from June 2017. This brings my dividend payouts so far for the year to $879.24.

Be on the lookout for a mid-year review and what I plan on doing for the 2nd half of 2018

Stock # Of Shares Avg Share Price Total Forward Dividend
Sold:
CJREF 150.00 $4.037 $600.56  -$127.80
Bought:
AGNC 80 $18.91 $1,552.70  $172.80
Stock Dividend Payout
GLAD $7.07 or .779 shares
CJREF $9.20
TPVG $18.00
CTL $54.00
Total $88.27

June_2018

As always, Happy dividend investing and see everybody in retirement!